With Cyclone Debbie at the forefront of our minds, being properly insured is a must. Adding weight to this is the recent data showing that 83% of homes in Australia are underinsured by more than 10% when the average 30% increase in re-construction costs is applied when a natural disaster occurs. It seems most Australians are underinsured especially if there is an averaging clause in their insurance policy!
Importance of being properly insured
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